The Total Money Makeover is a personal finance book written by Dave Ramsey, a well-known financial expert, radio host, and author. The book was first published in 2003 and has since sold millions of copies worldwide. The Total Money Makeover Book PDF Free download.
The book’s main premise is that anyone, regardless of their income level, can achieve financial freedom by following seven simple steps. These steps are:
- Save a $1,000 emergency fund
- Pay off all debts using the debt snowball method
- Save 3-6 months of expenses in a fully funded emergency fund
- Invest 15% of your household income in retirement
- Save for your children’s college education
- Pay off your mortgage early
- Build wealth and give generously
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The book is written in a straightforward and easy-to-understand language and provides practical advice and real-life examples to help readers apply these steps in their own lives. Ramsey also emphasizes the importance of living within one’s means, avoiding debt, and creating a budget.
The Total Money Makeover has received widespread praise for its no-nonsense approach to personal finance and has helped many people get out of debt and achieve financial freedom. It is a great resource for anyone looking to take control of their finances and build a secure financial future.